Equipment Finance for Trade Services
Secure the right equipment finance for your trade business. Learn how assets boost cash flow, claim tax benefits, and grow profits with Acquired Financial Services.
Why “Tools of the Trade” Are More Than Just Tools
When you’re a plumber, electrician, carpenter, landscaper—or any hands‑on trade professional—your machinery, vehicles, and specialist tools aren’t just things you buy; they’re productive assets. They let you finish more jobs per day, take on bigger contracts, and deliver work that meets Australian safety and quality standards. Put simply, the right gear turns labour hours into higher billable hours and keeps your reputation spotless.
Australian businesses know this. In the year to March 2025, small businesses borrowed more than $20 billion to fund machinery and equipment, with an average loan size of $102,408—proof that smart operators view equipment as a pathway to growth rather than a cost sink.
- First, productivity leaps ahead—for example, a modern excavator can shave hours off each trench and free up time to book an extra job each day.
- Second, reliability rises; advanced diagnostic tools and newer machinery slash costly call‑backs and warranty claims.
- Third, you unlock tax efficiency: thanks to the current $20,000 Instant Asset Write‑Off (available until 30 June 2025), eligible small businesses can deduct the full purchase cost in the first year, boosting cash flow.
- Fourth, quality equipment retains resale value; with solid service history you can trade or sell it later to fund upgrades.
- Finally, newer, faster, and greener equipment gives you a competitive edge, helping you secure government and Tier‑1 contracts that demand strict safety and environmental compliance.
"My six‑person plumbing outfit was turning away commercial jobs because my old jetter couldn’t handle longer pipe runs. I worked with Acquired Financial Services to obtain the best finance solution for a $38 000 high‑pressure jetter via a 48‑month chattel mortgage, my monthly repayment is $898. Yet, the new machine adds three extra service calls a week, lifting revenue by roughly $3300 per month. I also claimed the entire purchase price under the Instant Asset Write‑Off, trimming this year’s taxable income. AFS gave me the right advice and best rate".
THE FINAL WORD
Your tools shouldn’t drain cash—they should create it. By viewing every piece of equipment as an income‑producing asset and structuring the right finance, you smooth cash flow, boost productivity, and unlock tax wins. Acquired Financial Services is here to guide you from lender comparison to settlement, so you can get back to what you do best: delivering top‑tier trade services across Australia.
Why Partner with Acquired Financial Services
Acquired Financial Services is an Australian‑owned brokerage that lives and breathes asset finance. Here’s what sets us apart:
Personal, One‑to‑One Service. An experienced consultant maps your cash‑flow cycle, ABN structure, and GST status before recommending lenders—no generic algorithms.
50+ Lender Panel. From major banks to agile non‑banks, we compare the market so you don’t have to.
Fast Approvals & Low‑Doc Options. Need that skid‑steer yesterday? We can often secure same‑day conditional approval for amounts up to $150 k.
Transparent Fee Structure. Our commission is disclosed upfront, so you see where every dollar goes.
Local Knowledge. We monitor ATO rulings, state government incentives, and industry‑specific depreciation schedules to optimise your tax position.
Looking to get trade or Equipment finance? Ready to gear up? Book your free asset‑finance strategy session today.
WHO WE WORK WITH
Our Trusted Lenders
We work with over 60 lenders so we can obtain the best loan solutions to suit your needs.
