Shopping for a Car?
Here’s Why You Should Always Compare Your Finance Options
Why Car Finance Shouldn’t Be an Afterthought
Shopping for a new car is exciting — the smell of fresh leather, the feeling of turning the key, and the thrill of driving something that’s all yours. But before you get swept away by the test drives and shiny paintwork, there’s one part of the process that deserves just as much attention as choosing the car itself: your finance.
Too often, people accept the first loan they’re offered — usually through the dealership — without realising how much they could save by comparing. That’s where Acquired Financial Services steps in.
When you’re shopping for a car, it’s easy to focus on price tags, features, and negotiating with the salesperson. But did you know that:
Dealership finance isn’t always the cheapest option. Dealers often get a commission for signing you up, which means the loan may not be the most competitive.
A 1–2% difference in your rate can mean thousands of dollars. On a $40,000 car loan, even a small rate reduction could save you over $2,000 across the life of the loan.
Approval doesn’t equal best offer. Just because a bank or dealer has approved your loan, doesn’t mean you can’t do better.
How Acquired Financial Services Can Beat Your Quote
At Acquired Financial Services, we specialise in helping Australians secure better car finance — even if you’ve already been approved somewhere else.
Here’s how:
Access to multiple lenders – Instead of being limited to one bank or dealer, we compare options from a panel of trusted lenders to find you the most competitive rate.
Personalised service – We look at your unique circumstances, not just a one-size-fits-all product.
Fast turnaround – We know timing matters when buying a car, so our approvals are quick, often within 24 hours.
Negotiation power – Walking into a dealership with your own finance in place gives you the upper hand. You can negotiate the car price separately, knowing you’ve already secured the best possible loan.
I’d already been approved for finance through the dealership, but a friend told me to check with Acquired Financial Services before signing anything. I’m so glad I did — they came back within 24 hours with a much better rate and lower repayments. The whole process was quick, stress-free, and the team explained everything in plain English. I ended up saving over $1,700 across the life of the loan. I’ll never buy a car without speaking to them first!"
The Bottom Line
Buying a car is one of the biggest purchases most people make, but rushing into finance can cost you thousands. Even if you’ve already been approved for a loan, it’s worth getting a second opinion.
Acquired Financial Services can often beat your existing car finance quote, giving you peace of mind that you’re driving away with the best deal possible.
Ready to compare? Contact our team today for a fast, no-obligation quote and see how much you could save.
Looking to get new or used car finance? Get your free no obligation quote today.
WHO WE WORK WITH
Our Trusted Lenders
We work with over 60 lenders so we can obtain the best loan solutions to suit your needs.
